Property Owners

Property Owners Insurance

Property Owners  –

A wide appetite for small & large risks


General

•       Supporting brokers with competitive premiums for

standard & non standards risks

•       Upto £10M Delegated limit increasing to £20M with capacity support

•       First Loss & Excess Layers Considered

Capacity

•       Panel of supporting insurers providing a wide appetite

•       All A Rated Company & Lloyds Markets

 


Standard Commercial –

Wide risk appetite including higher hazard

Retail , Manufacturing , Distribution , Leisure

 

•       Shops & Offices

•       Restaurants , Takeaways , Fish & Chips

•       Pubs & Hotels

•       Manufacturing including higher hazard

•       Warehousing & Distribution

•       Portfolios

•        


Sports & Misc

•       Sports Grounds

•       Gyms & Leisure

•       Religious & Education

•       Non standard construction

•         Wider Appetite Range across most trades


Residential

A full product range to support brokers across all classes


 


Professional Let , DSS , Students , Asylum Seekers , Assisted Living , Holiday Homes , Air BNB

•       A full risk appetite including ordinary professional lets ( singular &  larger schedules )

•       Tougher Occupancies – Asylum , Homeless , Care ,etc

•       Holiday Lets & Air BNB


Blocks of Flats

•       Up to £20M TSI

•       Single & Portfolio

•       First Loss & Excess Layers on larger risks


Unoccupied

Unoccupied residential & commercial – Pro rata cancelation or short period available

 

Residential Unoccupied

Short term & Long term unoccupied

In the course of development

FLEA or wider perils

Pro rata cancelation


Commercial Unoccupied

All forms of commercial property – Short or long term unoccupancy

 Unoccupied pubs ( subject to acceptance criteria )


Schemes , White labelling , bespoke products

Genuine interest in schemes , both small & large .

•       Bespoke products or books of business

•       White labelling

•       Scheme Support

•       Distribution via our own underwriting platforms plus

•       API enabled partners


 

Online Quotations

Download Risk Appetite & Product Guide - Property Owners